81 Garden St

Downtown Whitby, Whitby, Ontario L1N 9E7

For Sale · MLS® E13697286 · TRREB MLS®
3+2
Beds
3
Baths
1100-1500
Sqft
2
Parking
Detached
Type

Description

Exceptional Ravine Retreat with Incredible Multi-Generational & Investment Potential! Nestled on a premium ravine lot in the heart of Whitby, this unique hillside bungalow offers 2485sqft of living space over three finished levels of versatile living space designed to adapt to your family's needs. Featuring 5 spacious bedrooms, 3 bathrooms, multiple living areas, with each level having it's own separate entrance, this home presents an outstanding opportunity for multi-generational families, investors, or those seeking future income potential. The main level offers an inviting open-concept layout with a family-sized eat-in kitchen complete with Stainless Steel Appliances, Lots of Cupboards & Granite Countertops. Spacious living & dining areas, and a walk-out to a multi-level deck with gas hook-up overlooking the tranquil ravine, the perfect relaxing or entertaining spot. The primary bedroom features its own ensuite, while two additional bedrooms and a full bathroom complete the main level. The bright walk-out lower level includes two additional bedrooms, a full bathroom, an expansive family room with fireplace, and direct access to the multi-level deck. The finished basement offers a large recreation room with walk-out to a private patio, creating additional flexible space for extended family, home office, recreation, or future living quarters. Built into a natural slope, each of the home's three levels enjoys its own exterior entrance, making this an exceptional candidate for extended families, in-law living, or future income-generating. Enjoy the privacy of a ravine, mature trees, and peaceful outdoor living from every level while remaining just minutes from Downtown Whitby, GO Transit, Highway 401, schools, parks, restaurants, shopping, and every major convenience. A rare opportunity offering lifestyle, flexibility, and long-term investment potential in one of Whitby's most desirable established neighborhoods.

01 / Property recordListing details

Key Facts

MLS® #
E13697286
Board
TRREB MLS®
Days on market
Tax
$6,927
Size
1100-1500 sqft
Lot
47.57 × 100.07 Feet
Parking
2 Built-In, 4 Parking

Listing History

Buy/Sell history for 81 Garden St, Whitby, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Date StartDate EndList PricePriceEventListing ID
N/AN/A$949,900N/AFor SaleE13697286

Estimated Market Value

Estimated value requires sign in

AI market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

Property Details

Property

Property Type
Detached
Style
Bungalow
Community
Downtown Whitby
Municipality
Whitby

Inside

Bedrooms
3+2
Bathrooms
3
Bathroom Detail
1, 4pc, Main
Bathroom Detail
1, 4pc, Lower
Bathroom Detail
1, 3pc, Main
Basement Type
Fin W/O
Kitchens
1

Utilities

Water
Municipal
Cooling
Central Air
Heating Type
Forced Air

Building

Size
1100-1500 sqft
Construction
Brick

Parking

Driveway
Pvt Double
Garage Type
Built-In
Garage
2
Add. Parking
2
Total Parking
4

Land

Sewer
Sewers
Lot Size
47.57 × 100.07 Feet
Lot Size Code
Feet

Additional

Foundation
Poured Concrete
Roof
Asphalt Shingle
Fireplace
Y
Pool
None
Den
Y
Family room
Y
Extras
EV Charger. Stainless Steel: Fridge, Stove, Dishwasher. Washer & Dryer. All Electrical LightFixtures. Garage Door Opener. Bonus for Investors: Currently occupied by reliable, rent-paying tenants who are willing to remain, offering investors the opportunity for continued rental income. For buyers intending to occupy the property as their primary residence, a signed N11 Agreement to End the Tenancy is in place, with a termination date of February 28, 2027. Some photos have been virtually edited to remove personal belongings, while maintaining the structural and permanent features of the home.

Rooms (10)

Living (3.62 × 4.55)

hardwood floor · O/Looks Ravine · Picture Window

Level: Main

Dining (10.2 × 3.35)

hardwood floor · O/Looks Ravine · W/O To Deck

Level: Main

Kitchen (3.76 × 4.81)

hardwood floor · Stainless Steel Appl · Backsplash

Level: Main

Primary (3.75 × 4.87)

hardwood floor · 3 Pc Ensuite · O/Looks Ravine

Level: Main

2nd Br (3.46 × 3.44)

Laminate · Closet · Large Window

Level: Main

3rd Br (3.12 × 3.34)

hardwood floor · Double Closet · Large Window

Level: Main

4th Br (3.85 × 4.65)

Laminate · Closet · Window

Level: Lower

5th Br (3.15 × 4.11)

Laminate · Closet · O/Looks Ravine

Level: Lower

Family (4.19 × 7.35)

Laminate · Gas Fireplace · W/O To Deck

Level: Lower

Rec (3.75 × 10.08)

Broadloom · Gas Fireplace · W/O To Patio

Level: Bsmt

Location

Land and environment

Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.

13 records read 6 on record nearby 7 checked, none on recordRead 2026-11-02

Water and conservation

  • No mapped wetland within 120 m
  • No water-supply well recorded within 250 m3 test or monitoring holes also recorded.

Province of Ontario open data

Planning and building activity

  • Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areas
  • Nearest airport: 4.8 km

Province of Ontario open data

Around the home

  • Nearest rail line: 610 m
  • A trail on the Ontario trail network within 1 km

Province of Ontario open data

Environmental records

  • No licensed pit or quarry within 2 km
  • No recorded oil, gas or salt well within 250 m
  • No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is J.H. McNairn Limited, 1.3 km away. Only facilities above the inventory’s reporting thresholds are listed.
  • No federal contaminated site within 1 kmThe federal inventory covers federal land only; it says nothing about provincial or private sites.

Province of Ontario open data · Government of Canada open data

Power and internet

  • Electricity is distributed here by Elexicon Energy Inc.
  • Wired internet 50/10 Mbps or faster is listed at this locationFixed wireless 50/10 Mbps or faster. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (10 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.
  • Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers, Ruralwave, Xplore. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.

Ontario Energy Board · Innovation, Science and Economic Development Canada

None of this is an inspection of the property. Confirm anything that matters to you with the municipality, the conservation authority or the record’s publisher. Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – Ontario.

Comparable Sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

02 / Plan your numbersTools

Mortgage Tools

Mortgage calculator

20%

Monthly Payment

$4,355

  • Down payment$189,980
  • Mortgage amount$759,920
  • Total interest$546,580
  • Total cost$1,496,480

Cash flow analysis

$4,355

Total monthly payment

$4,932

Break-even down payment

100%

Cash flow-$4,932
03 / Community profileNeighbourhood demographics

Expand Neighbourhood demographics to load Statistics Canada census charts.

04 / Local performanceMarket details

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$949,900

$949,900

CAD

Estimated market value

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